Helping with the American Dream

"QualityFirst is committed to offering a range of loan options to meet the needs of its qualified customers. With one of the largest selections of loan products in the industry, QualityFirst Mortgage has helped bring the American Dream of home ownership to thousands."

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Fixed Rate Loans

If you prefer the stability of a fixed payment over the life of the loan, we offer fixed rate loans with a wide variety of terms, including a 15, 20, 30 and 40-year.

Fixed Period ARM (Adjustable Rate Mortgage, 3/1, 5/1, 7/1 or 10/1)

A Fixed Period ARM offers buyers the stability of a fixed rate for the specific fixed period selected. The interest rate and monthly payment adjusts every 12 months after the fixed period.

Interest-Only Loans

Interest only options are available in various loan programs, fixed, fixed-period ARM, etc. Borrowers can make interest-only payments for a limited period with the option to pay higher amounts to pay down the principal. After the completion of the interest-only period, borrowers will be required to pay principal + interest, which may result in a significantly higher monthly payment.

FHA/VA

With little to no down payment, no cash reserves, and more flexible qualifying criteria, an FHA or VA loan can offer benefits to help qualified borrowers into the home of their dreams.